Finance and Acounting

Effectively managing the accounts and finances of your business, no matter how small, is essential. Find tips on getting started as well as training courses if you're looking to develop your career in this field.

The business of budgeting

“As we know, there are known knowns --there are things we know we know. We also know there are known unknowns--that is to say, we know there are some things we do not know. But there are also unknown unknowns--the ones we don't know we don't know."


Consumer credit: a risky business

National Credit Regular Consumer Credit Report, reports that as of the end of March 2011 there were 1.8 million mortgage accounts, amounting to over R770 billion and that accounts for 64% of all consumer credit.

Have you ever considered a career as a private financial trader?

Did you know that many private financial traders take home R500,000 to R10m per annum - with some traders starting with less than R15,000 in their trading accounts?

Transfer of Risk - Captive Insurance

Large corporate organisations are opting for very high deductible structures by setting up captives and this has contributed to a large saving on their premiums. The captives cater for smaller losses and allowing the insurance market to concentrate on catastrophe risk. Also captives are usually formed to provide alternative risk management solutions to that of the conventional insurance market.

Basic barriers to effective implementation of enterprise wide risk management

Failure to completely identify and effectively mitigate risk management implementation challenges contributed significantly to the latest global economic disaster and continues to contribute to corporate losses and failures resulting in some doubts being raised regarding effectiveness/value of risk management. Those organizations that have been properly managing risk as part of the day job have frequently managed to overcome these barriers emerging with success stories to tell.

Tips to Increase your Financial Wellbeing

It might be a cliché, but knowledge is definitely power. Especially when it comes to making informed decisions about your personal finances and debt. Below are some valuable tips which you can use to protect your financial interests and increase your overall financial wellbeing.

Avoid these common financial mistakes

Avoid these common Financial Planning Mistakes.


  • The power crisis that has South Africans ringing their hands in frustration - has now escalated. Large parts of the country are without power right now. We've heard of stage 2 before and that was serious. The power utility has embarked on stage 3 load shedding which is a much deeper form of load shedding affecting many areas at a time. It says the…

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